id give a good chunk of it to mi mom id say 10k is very life changing to me, but i wouldnt know what to do w/ it. save it for the long run, comfortably pay rent for awhile w/o worrying abt spending money lololol.
There would be no appreciable change, unfortunately. Perhaps I'd treat myself to a new pair of sneakers or something along those lines, but the majority of the funds would simply be invested via my brokerage account.